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Old 01-09-2019, 06:34 PM   #1
Mountaindewed
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Default How does Medicaid actually work?

I thought you had to have a mental or physical illness, or have kids and be low income. I thought it was extremely hard to qualify for. But these people I know were talking about being on Medicaid. They have two jobs and work a lot of hours and still qualify. I could only have $2000 in my name, and I couldnít even work alot of hours. I had to get off Medicaid, because I was earning and saving too much money. Plus medicaid wasnt paying for my therapist, and my doctor decided she wouldnt take it anymore. Also I was getting bad Psychiatric care on Medicaid and I couldnít find any other doctor that would take it. Iím just on Medicare now, and am paying the difference.

But I am just curious, because I always thought it was so hard to get.
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Old 01-10-2019, 12:00 AM   #2
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Default Re: How does Medicaid actually work?

Quote:
Originally Posted by Mountaindewed View Post
I thought you had to have a mental or physical illness, or have kids and be low income. I thought it was extremely hard to qualify for. But these people I know were talking about being on Medicaid. They have two jobs and work a lot of hours and still qualify. I could only have $2000 in my name, and I couldnít even work alot of hours. I had to get off Medicaid, because I was earning and saving too much money. Plus medicaid wasnt paying for my therapist, and my doctor decided she wouldnt take it anymore. Also I was getting bad Psychiatric care on Medicaid and I couldnít find any other doctor that would take it. Iím just on Medicare now, and am paying the difference.

But I am just curious, because I always thought it was so hard to get.
Medicaid is health insurance. a while back america changed over to a new health system and laws. one of those changes is that every american must have health insurance. if their jobs didnt offer health insurance as part of their workers benefits package the employee has to either apply for private health insurance or state health insurance. state health insurance offered through each locations department of human services goes according to income. people can still have a full time job and still qualify for their states medicaid program if their income is with in the income brackets allowed. just like a person witha job may still qualify for food stamps if their income is with in the income amounts that qualify them for it.

my point these people you are talking about probably have incomes that fall with in the right amounts that allow them to still qualify for state health insurance plans.
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Old 01-10-2019, 02:58 PM   #3
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Confused Re: How does Medicaid actually work?

Most states expanded their Medicaid to income low-income childless adults. In the old days, before Obamacare (ACA), one had to have children to qualify, which is counter intuitive to me. I mean, it's more mouths to feed.

Depending on the state, the eligibility requirements vary. For food stamps, some used to count assets, like if you have a car or house, you didn't qualify! I can't believe they expect you to sell your car or house to buy food. Now, one can still qualify with those things. That's just an example. I'm not as familiar with Medicaid.

For some people in states that didn't expand, they fall through the cracks if they make "too much" for Medicaid but "not enough" to get insurance on their own or to apply on the exchange. The income threshold is very low. Yet they could be too rich for Medicaid. And fewer employers offer benefits now, as they complain of the cost.

Medicaid is funded by both federal and state funds. With this government shutdown, they said food stamps could be affected as well, but for now they have funding at least for January......
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Old 01-12-2019, 09:06 AM   #4
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Default Re: How does Medicaid actually work?

Yes, I believe it depends on the State you're in, Mountaindewed. Perhaps you can try to apply for Medicaid this time around? If you want to, of course. Maybe they will accept it. Sending many hugs to you
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Old 01-12-2019, 02:06 PM   #5
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Default Re: How does Medicaid actually work?

I would apply to it if I didnít have Medicare. Or if I got very sick and had a lot of medical bills. Right now Iím doing ok since my insurance covers all my meds and the only bill I currently get is a $15 doctor bill every 3 months. Itís nice though to know that itís not as impossible to get as I had thought.
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