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Old 01-17-2019, 05:02 AM   #31
sarahsweets
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Default Re: do you have a credit card

I got into trouble years ago with credit cards so I do not have one now. We hardly have any debt at this point because we paid off our house.
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Old 01-20-2019, 08:09 PM   #32
~Christina
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Default Re: do you have a credit card

We have 2 that we only use once a month for maybe 100 bucks and pay it off at months end , we are trying to rebuild our credit.

Itís working , we went from credit score in 500 to 740 now and thatís with having to finance a whole AC unit we pay through a payment loan. Had our credit score been at 500 we could have never gotten the loan.

Using it and paying it off monthly will increase your credit rating.
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