do you have a credit card

sarahsweets · 01-17-2019, 05:02 AM

I got into trouble years ago with credit cards so I do not have one now. We hardly have any debt at this point because we paid off our house.

~Christina · 01-20-2019, 08:09 PM

We have 2 that we only use once a month for maybe 100 bucks and pay it off at months end , we are trying to rebuild our credit.

It’s working , we went from credit score in 500 to 740 now and that’s with having to finance a whole AC unit we pay through a payment loan. Had our credit score been at 500 we could have never gotten the loan.

Using it and paying it off monthly will increase your credit rating.

01-17-2019, 05:02 AM	#31
sarahsweets Grand Member sarahsweets Humor is my end game.. Member Since: Dec 2018 Location: New Jersey Posts: 949 (SuperPoster!) My Mood: Mentioned: 5 Post(s) Tagged: 0 Thread(s) 71 hugs given	Re: do you have a credit card I got into trouble years ago with credit cards so I do not have one now. We hardly have any debt at this point because we paid off our house. __________________ "I carried a watermelon?" President of the no F's given society.

01-20-2019, 08:09 PM	#32
~Christina Legendary ~Christina has no updates. Member Since: Jul 2011 Location: Tennessee Posts: 14,501 (SuperPoster!) My Mood: Mentioned: 0 Post(s) Tagged: 0 Thread(s) 5,290 hugs given	Re: do you have a credit card We have 2 that we only use once a month for maybe 100 bucks and pay it off at months end , we are trying to rebuild our credit. It’s working , we went from credit score in 500 to 740 now and that’s with having to finance a whole AC unit we pay through a payment loan. Had our credit score been at 500 we could have never gotten the loan. Using it and paying it off monthly will increase your credit rating. __________________ ~Christina

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